Almost all employees in Massachusetts are covered by workers’ compensation insurance, but sometimes employees lose these rights because they are unsure of what to do after they are hurt on the job. If you are injured at work, you only have a limited amount of time to report the injury and make sure that you are covered by workers’ compensation. Knowing what to do if you are hurt on the job will be extremely helpful in obtaining your benefits. Follow this general outline to ensure that you are taking full advantage of the Massachusetts workers’ compensation benefit program.
- Tell your employer right away about any and all injuries that occur at work.
Sometimes it is immediately obvious that you have suffered a severe injury at work. However, something that may not seem serious at time can turn into a huge medical issue later. To play it safe, you should always report your work injuries to your employer as soon as you can after they occur. If you are treated at the doctor after the injury, be sure that the doctor or nurse also knows that your injury may be work-related.
- Get medical attention immediately.
The workers’ compensation system was designed with you in mind. If you are hurt on the job, your health and safety is the first priority. That means that you can leave work to get work-related medical attention if necessary, and your employer cannot terminate your employment because of it. Usually, it is a good idea to notify your employer that you are leaving, but this is not always possible, particularly in serious injuries.
- Make sure your employer prepares an accident report.
Once you have let your employer know about your injury and taken care of yourself physically, you should double check with your employer that they have filed an accident report. If they do not file this report, your injury is more likely to be deemed non-work related and not covered under workers’ compensation.
- Keep personal records of the injury.
Keep copies of everything you sign and everything they give you that is related to the injury. This will help you later if your claim is denied and you need a workers’ compensation lawyer. You should also keep notes of when you attended doctor’s appointments and what those various doctors told you about your condition and your recovery.
- Hire a workers’ compensation attorney if your claim is denied or the insurance company is refusing to provide medical care.
In most workers’ compensation cases, you will have no problems dealing with your employer and their insurance company. However, there are situations where you really should be covered when you are hurt at work, but the employer or insurance company is telling you otherwise. It is in these situations that an experienced workers’ compensation lawyer is extremely helpful, even if it is just to negotiate a deal between all of the parties. Find out more about how a workers’ compensation lawyer in Massachusetts can help by setting up a free consultation with Jim Glaser Law. Call 781-689-2277 today!