9 Steps To Take After a Collision
The days following a car accident can be confusing and overwhelming, but knowing how to proceed can help support your case in the long run. Here are several important things to keep in mind:
1. Call Emergency Services
The first step is to call 911 to get help. If anyone is injured, let the dispatcher know so that they can call emergency medical services to the scene.
2. Get Medical Treatment for Your Injuries
If you or any of your passengers have been injured, it is important to have yourself seen by a medical professional. Even if your injuries seem minor now, they could progress over time. This protects your health and safety which are the main priority, and it protects your claim.
3. File a Police Report
While the police are at the scene, be sure to file a police report. The report will document the details, which can help with insurance negotiations. Avoid admitting fault and stick to the facts.
If there are witnesses, get their names and contact information. Their statements may help clarify what happened if there’s a dispute about the accident.
5. Exchange Insurance Information
Exchange insurance and contact details with the other driver(s) involved. Stay calm and avoid discussing fault or apologizing, as this could affect your claim later.
6. Take Photos of Both Vehicles & Any Injuries
Take pictures of both vehicles, any damage, and visible injuries. Photos from different angles provide valuable evidence if there’s a disagreement about the accident.
7. Report the Accident to Your Insurance Company
Report the collision to your insurance company, even if it seems like a minor accident. Delaying this could impact your ability to file a claim.
8. Keep Track of Any Documents Related to the Crash
As time goes on, organize all documents related to the accident, including medical bills, repair estimates, and police reports. Having everything on hand will support your claim if needed.
9. Consult a Local Car Accident Lawyer
Consider consulting a local car accident lawyer, especially if injuries or major damages are involved. An attorney can guide you through the legal and insurance processes.
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