Car Accident Lawyer Springfield

Who Is Liable in a Massachusetts Car Accident?

Liability in a car accident depends on a few key factors, including state law, the severity of your injuries, and who caused the crash. Massachusetts uses a no-fault insurance system, which means that after most accidents, your own insurance covers medical expenses and lost wages, regardless of who was at fault. This is handled through Personal Injury Protection (PIP) coverage.

However, if your injuries are serious or your medical costs exceed $2,000, you may be able to file a claim against the other driver. At that point, liability becomes a major factor in your case.

Massachusetts also follows a modified comparative negligence rule. Under this system, you can still recover compensation as long as you were less than 51% at fault. If you were partially at fault, any compensation you receive would be reduced in proportion to your level of responsibility.

Example:

You were hit in a T-bone collision at an intersection. The other driver ran a red light, but you were speeding slightly. If you’re found 20% at fault and your damages total $100,000, your compensation may be reduced to $80,000.

Fault can be complicated, especially when insurers are involved. A local attorney from our office can help evaluate the details and guide you on whether another driver may be legally responsible for your injuries.

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Massachusetts Car Accident Laws You Need to Know

Knowing about a few key Massachusetts laws can make a big difference when it comes to protecting your rights after a crash. Here are 3 important areas to keep in mind:

• Statute of Limitations: In most car accident cases, you have 3 years from the date of the crash to file a lawsuit. If you miss this deadline, you may lose the ability to recover compensation through the courts.
• PIP Coverage and the No-Fault System: Massachusetts drivers are required to carry Personal Injury Protection (PIP), which pays for medical bills and some lost wages after an accident, regardless of who was at fault. However, if your injuries are severe or your costs exceed $2,000, you may be able to file a claim against the at-fault driver.
• Minimum Insurance Requirements: Massachusetts law requires drivers to carry minimum liability insurance, including:
  • $20,000 per person / $40,000 per accident for bodily injury
  • $5,000 for property damage
  • Uninsured motorist coverage
  • PIP coverage

These policies can affect how much coverage is available and who may be responsible for your damages. If you’re unsure how the laws apply to your situation, a lawyer near Springfield, MA, can walk you through the details.

Here’s What Sets Jim Glaser Law Apart

At Jim Glaser Law, we combine the personalized service of a small firm with the resources and results of a large practice. We take pride in treating every client like a priority, because you are.

• Personalized attention with big-firm resources: We take the time to listen, explain your options clearly, and build a strategy that fits your unique needs.
• Local knowledge of Springfield and Hampden County court systems: From understanding how local insurers operate to navigating the Springfield District Court, our team is familiar with the details that matter most in a local case.
• Available 24/7 for your questions: Accidents don’t happen on a schedule, and neither does our support. We’re here when you need us, whether you’re ready to take action or just want to ask a few questions.