What is Workers’ Compensation and How Do I Get It in Boston? Jimmy Knows!®

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an injured construction worker in Boston

If you were injured on the job, you might be eligible for workers’ compensation. This type of insurance protects both the employer and employee by covering employee injuries and illnesses in the workplace, protecting the employer from lawsuits, and keeping in compliance with state regulations.

Continue reading to find out more about workers’ compensation and how to get it in Boston to recover losses related to your workplace injury or illness.

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What Is Workers’ Compensation?

an injured worker filing a workers’ comp claim in Boston

Workers’ compensation insurance is a type of insurance that provides financial benefits to employees who are injured or become ill on the job. These may include: payments for medical bills, lost wages, or death benefits for surviving family members.
In exchange for these benefits, you forfeit the right to file a lawsuit against your employer for compensation. However, there are a few situations in which you can sue outside of the workers’ compensation system.

What Are the Requirements for a Workers’ Compensation Claim?

The eligibility requirements for Boston workers’ compensation benefits are as follows:

  • You must be a current employee.
  • Your employer must have workers’ compensation insurance.
  • You must have experienced an injury or illness in the workplace.
  • You must meet the Massachusetts deadlines for reporting the injury and filing a claim.

Some employees aren’t covered by workers’ compensation insurance, such as domestic service employees who work fewer than 16 hours per week. Sole proprietors don’t need to get workers’ compensation coverage unless they have employees. Unsure if you are eligible for workers’ comp based on these requirements? Jimmy Knows!® Let our experienced workers’ comp lawyers review your claim for you and help you determine what benefits you may be entitled to.

What If My Employer Doesn’t Have Workers’ Compensation Insurance?

a man recovering from an on-the-job injury in Boston

If your employer doesn’t have workers’ compensation insurance, you may be eligible to receive benefits from the state Workers’ Compensation Trust Fund. You may also be entitled to sue your employer in civil court. The options depend on the circumstances and facts of your claim. An experienced workers’ comp lawyer can go over the details of your claim and help you determine what your best options are.

Injured on the Job in Boston and Need Help? Jimmy Knows!®

Have you been injured on the job in Boston, and now you’re unsure how to seek workers’ compensation? Jimmy Knows!® what you’re going through. Our team at Jim Glaser Law has extensive experience handling workers’ compensation claims and fighting for the rights of injured workers in Boston and throughout Massachusetts. We know all the ins and outs of workers’ compensation laws and will work hard to help you seek the compensation you deserve. Call 617-906-8775 or fill out our online form to get your free case review!